At Legacy Magics, we offer a variety of secure payment options designed to provide convenience, security, and flexibility for our global customer base. Our payment processing systems employ industry-leading security protocols to ensure your financial information remains protected throughout every transaction.

## Available Payment Options

### Credit and Debit Cards

We accept all major credit and debit cards, providing the convenience and security you expect:

- **Visa**: Including Visa Debit, Visa Electron, and Visa Credit
- **Mastercard**: Including Mastercard Debit and Mastercard Credit
- **American Express**: All personal and business cards
- **Discover**: All personal and business cards
- **Maestro**: International debit card network

All card transactions are processed through secure payment gateways with advanced fraud detection systems and 3D Secure authentication where available.

### Digital Wallets

For added convenience and security, we support popular digital wallet services:

- **PayPal**: Offering buyer protection and the ability to pay without sharing financial information
- **Apple Pay**: Available for iOS users, providing biometric security and streamlined checkout
- **Google Pay**: Available for Android users, offering secure, contactless payment processing
- **Shop Pay**: Shopify's accelerated checkout option with order tracking integration

### Buy Now, Pay Later Services

We partner with trusted financing providers to offer flexible payment options:

- **Klarna**: Split your purchase into interest-free installments
- **Afterpay/Clearpay**: Pay in four interest-free installments
- **Affirm**: Longer-term financing options with transparent terms

Eligibility for these services is subject to approval by the respective providers and may vary based on your location and purchase amount.

## Multi-Currency Support

We offer multi-currency checkout options to provide transparent pricing for our international customers:

- **Major Currencies**: USD, EUR, GBP, CAD, AUD, JPY, and more
- **Dynamic Conversion**: Real-time exchange rates with minimal conversion fees
- **Billing Currency**: Choose to be billed in your local currency to avoid bank conversion charges

## Security Measures

Your financial security is our priority. Our payment processing infrastructure includes:

- **PCI DSS Compliance**: Adherence to the Payment Card Industry Data Security Standard
- **SSL Encryption**: 256-bit encryption for all transaction data
- **Fraud Detection**: Advanced algorithms to identify and prevent fraudulent transactions
- **Address Verification System (AVS)**: Verifies billing address matches card-issuing bank records
- **Card Verification Value (CVV)**: Requires security code verification for all card transactions
- **3D Secure Authentication**: Additional security layer for card transactions where supported

## Payment Processing Timeline

Understanding when your payment will be processed helps manage your expectations:

- **Immediate Authorization**: Your payment method is authorized at checkout
- **Pre-Order Items**: For pre-order items, your payment is authorized but not captured until shipment
- **Split Shipments**: For orders shipping in multiple packages, payment is captured as each package ships
- **Refunds**: Refunds are typically processed within 1-2 business days, though they may take 5-10 business days to appear on your statement depending on your financial institution

## Business and Tax Documentation

For business customers or those requiring specific documentation:

- **VAT Invoices**: Available upon request for business customers
- **Gift Receipts**: Available at checkout for presents
- **Tax Exemption**: International customers may qualify for VAT exemption where applicable

## Payment Assistance

If you encounter any issues with payment processing or have questions about payment options:

- **Live Chat Support**: Available during business hours for immediate assistance
- **Email Support**: 24/7 response for payment-related inquiries
- **Phone Support**: Dedicated payment assistance line for urgent matters

Our flexible payment options reflect our commitment to providing a seamless, secure shopping experience tailored to your preferences and needs.

Pay With Credit Cards and Debit Cards:

The credit card companies listed above are the most commonly used credit cards on this website

Notes on Credit Cards and Debit Cards Payment:

Pay With Paypal: